What’s happenin’ Boomers?
Wow, been a while since I last posted. Been working on my Four Year Career, while working my 40 – 40 – 40 retirement plan.
I think she’s getting senile.
What the heck is she talking about you’re thinking. The 40 – 40 – 4o retirement plan is sadly what most of us do, we work 40 hours a week, for 40 years, then retire and try to live on 40% of the income we just spent 40 to reach. Maybe you are lucky and have a 401k or a pension. You have or will put your time in and add 10-15% of your income to that plan every month for 40 years, and when you reach 65, it will be there so you can enjoy your Golden Years.
But what if it’s not?
How many friends and family thought that’s how it would work for them, only to get “laid off”, downsized, or just plain fired? Maybe their company filed Bankruptcy, and no longer has to pay that pension. Even States and Cities are filing bankruptcy because they over promised and now can’t pay up! What now?
Investing for your future.
Okay so you started investing in the stock market a few years back and have done pretty well for yourself. Then the “Housing Bubble” broke. The banks had given people who really couldn’t afford to buy, mortgage loans backed by stocks. The homeowner forfeits, the banks foreclose, now that portfolio you had is worthless. You put your money in Money Market accounts thinking they were safe, and they pretty much are, but you won’t get rich with a rate of 1.1%!
Traditional business model.
A business hires 100 “Sales People” and sends them out to sell, with a quota of $10,000 per month, to make $1,000,000. The company pays HUGE amounts of money to market their product. The Sales People must meet a quota, so the company doesn’t go broke, or the salesperson gets fired. The company hires another salesperson, trains them and sends them out. By the way many, many business fail in their first 5 years.
How about starting your own business?
You are going to do it smart though. You are going to buy a franchise. You have saved up $20,000 and you have financing for the remainder of the $100,000 franchise fee. This will be great! You can be your own boss, you won’t have to learn by trial and error. The Franchisor will train you, life is good. But, after working 80 hours a week and paying for building rent, utilities, insurance, and what? Franchisor royalties? You may of well had just kept your J O B.
Enter The Four Year Career
Network Marketing. With a network marketing business, you are your own boss, but you are not alone. There are many people above you that want to see you succeed, you see, when you get paid, they get paid. You can start your business with a minimal investment. Depending on the company, from $50 to $500 dollars. You have no employees, you store no merchandise. The parent company takes care of product development, legal ground work, customer service etc. In addition, it is a home based business and has many tax advantages, as well as time advantages. You will work hard for the first 4 years. You talk to a lot of people and share your product, you use the product so you know the product, and you share the opportunity with others who join and have their own business. You do not sell!
If you are thinking “Pyramid Scheme”, you are WRONG!
Wikipedia defines a pyramid scheme as an unsustainable and often illegal business model that involves promising participants payment or services, primarily for enrolling other people into the scheme, rather than supplying any real investment or sale of products or services to the public. There are many, many legitimate, legal Network Marketing companies out there. And there are some not so legitimate ones as well. Just research fully your choice.
Don’t just take my word for it.
There are loads of books out there about Network Marketing. One in particular is The Four Year Career, by Richard Bliss Brooke, explains it all. Each company will have it’s own compensation plan, you will want to understand it. You probably ought to like, if not love the products, since you will be required to purchase a minimum of product each month. After all, how can you recommend something you won’t use yourself.
So where do you find the company you can love?
I have found mine, in keeping with my reason for starting this blog and how I live my life. I choose to be as chemical free as possible, there is no room in my life for (added) toxins. I obviously can’t steer clear of all toxins, look at the air we breathe. But I choose foods that are NON GMO, and organic. I want my personal care products – shampoo, facial creams, fragrances,, and my household cleaning products, and nutritional supplements to be pure. I choose the world leader in essential oils and health and wellness products. This company has been in business for 20 years. We have an A+ rating from the Better Business Bureau, and millions of happy distributors and customers all around the world. I can help you get started with an investment of $160. Click here for more information.
Here are 100 Network Marketing companies.
If you’re like me and want to live your retirement your way, find something that you can believe and build your Four Year Career.
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